CREDIT SMART                                         CLICK BELOW 

HOC’s FREE Credit Counseling Program                     TO GET STARTED! 

Click HERE to see if you qualify.                                                                                                    

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Buy a Home

Owning your first home is a big step. Through our Home Buyer Education and various down payment assistance options, we can help you start the home buying process today.

Fix a Home

Do you need to make repairs to your home? Let the HomeOwnershipCenter help with grant programs, advice and support for the health and safety improvements in your home.

Build a Community

Consider making a donation or sign up to volunteer. We work closely with our partners through neighborhood initiatives to make a positive impact in our city.

Financial Coaching

Whether you are looking to increase your savings, pay off credit card debt, save for a car or pay off student loans, Financial Coaching was created to help you attain these goals.


Contractors come work with us!

HOC invests on average $1.2 million annually in Oneida and Madison Counties through rehabilitation projects! We are looking for contractors to work with our Contracts Department to help revitalize our neighborhoods. Click below for more information, and to apply.

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Make a Difference

Learn how you can help our community