The Homeownership Center, in cooperation with various lending partners, has developed many specialized mortgage products for the purchase and rehabilitation of homes. Qualified first-time home buyers may apply for a second mortgage from The HomeOwnership Center to assist with the down payment and closing costs.
Energy Smart Loan Program
The most popular home improvement loan is the Energy Smart Loan program offered in conjunction with the Assisted Home Performance Subsidy. Go to the Energy Smart Loan page to learn more or download the application.
Home Repair Programs
Home owners needing emergency repairs may apply for a loan with The HomeOwnership Center. HOC staff will evaluate and oversee your emergency repair by obtaining estimates, selecting qualified contractors and managing the work scope. Download our application today.
Need money for home improvements and already have a contractor in mind? The Personal Home Improvement Loan offers loans up to $20,000 at competitive, fixed interest rates for home owners that want to manage their own home improvement project or remodel. Download an application to get started!
The HomeOwnership Center, in conjunction with Herkimer County, offers a Housing Rehabilitation Program for Seniors. For more information, call The HomeOwnership Center or download the Herkimer SAFE Program Manual.
Copyright 2007 Utica HomeOwnership Center Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed without authorization.