Emergency Home Rehabilitation Loan – Keeping up with all the necessary home maintenance projects can be difficult, but we can assist. The Personal Home Improvement Loan is an affordable and accessible, fixed rate loan available to help homeowners.
Financial Education – Financial education and good home maintenance are important to individuals as well as neighborhoods and communities. Our advisors will provide the tools needed for individuals and families to establish their goals and achieve financial stability. **Free to those applying for a Home Rehabilitation Grant or Loan or are receiving Foreclosure Counseling**
Foreclosure Intervention – Falling behind on payments can happen for a number of reasons. However, it is important to protect your home! Our Home Advisors work with the customer and lender to explore all possible options for staying in the home.
Please call ahead 315-724-4197 or email us at Home@theHomeOwnershipCenter.org to receive a packet to fill out. Furture appointments will be scheduled once a complete packet is returned.
Reverse Mortgage Advisor – If you or someone you know is considering a reverse mortgage, you must get counseling from a government-approved agency first. Our counselor will provide you with all the information you need to decide if a reverse mortgage is right for you.